An excellent approach to cover your child’s school expenses, additional tuition, or higher education costs is with a personal loan. You might even take out a loan to pay for all of your back-to-school needs, including uniforms, textbooks, stationery, and even school camps, so that you can relax knowing that everything is taken care of.

With our extremely low rates, you might save money on interest compared to charging these costs to your credit card, and you could pay off the loan faster because there are no ongoing monthly or early repayment fees.

Upskilling or Changing Careers?

You might be looking to upskill and help you progress your career or perhaps looking to make a change with a new degree or certificate. SocietyOne can help you take that leap with an education loan to cover course fees, extra tuition and study resources like textbooks with a low rate personal loan.

How it works

Getting a personal loan with SocietyOne is quick and easy.

Get Your Rate

In as little as 2 minutes we’ll give you a rate based on your credit profile.

Apply Online

It only takes 5 minutes for most people to complete their online application.

Get Your Funds

Once approved, we’ll have the funds in as little as 1 business day.

How our rates compare

See how our unsecured personal loan rates measure up to the big 4, Commonwealth Bank, Westpac, ANZ and NAB.

Student loans made easy

Consolidate your debts

Consolidate your debts into a single repayment or pay for expenses that may be difficult to pay off with a credit card.

Flexible options

Choose between secured or unsecured loan options, loan terms up to 7 years and monthly or fortnightly repayments.

Pay it off sooner

We don’t charge any penalties for paying off your personal loan early, so you have the option to pay a little extra off when you can!