loans near me

No-interest loans are wise borrowing alternative that assists with money management. Borrow up to $2,000 with no fees or interest at all to pay for necessities. You simply have to repay the money you borrowed; nothing more.

How does NILs work?   

There are times in life, despite how hard you try to keep on top of things, when unexpected expenses pop up.  Washing machine has broken down?  Unexpected car repairs?  NILs will pay the cost of these essential goods and services straight to the vendor.  Loans can not be used for cash, bills or debts 

What can I use a NILs loan for?

Loans are available up to $2000 for essential goods and services including:

  • Household essentials
  • Car Repairs and Registration
  • Medical & Dental
  • Technology
  • Housing
  • Education

Am I eligible?

  • Have a Heath Care Card / Pension Card OR
  • Earn less than $70,000 gross annual income as a single or $100,000 gross annual income as a couple or person with dependents OR
  • Have experienced family or domestic violence in the last 10 years
  • AND You can show that you have the capacity to repay the loan

How do I apply?

Call Good Shepherd’s No Interest Loan Team on 13 64 57 

We also have No Interest Loans for vehicles


Find Your Nearest Provider

No Interest Loans are offered by 170 local community organizations in over 600 locations. Chances are there’ll be a No Interest Loan provider near you or one who can help over the phone.