Loans that are accessible only to consumers receiving Centrelink payments are known as Centrelink loans. Other names for them include “quick cash loans for persons on Centrelink,” “pensioner loans,” “disability income loans,” “career loans,” and “loans for job seekers.”
Am I eligible for a Centrelink loan?
As long as you are receiving some form of consistent Centrelink payments and you have proof of this payment then you certainly are eligible for a Centrelink loan. If you’re unsure of your eligibility please feel free to reach out to our customer service here.
What supporting documents and information do we need to process your Centrelink loan application
At City Finance the process of applying for an emergency loan is simple. We don’t need a bunch of different documents, all we require is the following:
- A copy of your ID
- A short application form with details such as your address and phone number
- 90-day history of bank transactions
- Proof of your income (either wages or Centrelink benefits)
How City Finance can help customers receiving Centrelink benefits
We do things quickly
The process of getting a loan at City Finance is very fast. After you’ve submitted your application online, one of our friendly staff members will get in touch and as soon as you receive approval, you’ll get a same day cash deposit into your bank account.
Our team is very experienced in the field of giving Centrelink loans, so the process is easy, quick and hassle-free. Our extensive experience also means that we can make quick decisions, so you’ll get your money faster. Read more about our same day loans.
What can I use a Centrelink loan for?
A Centrelink loan can be used for basically anything, but here are some examples of why you may need one.
Even if you’re regularly maintaining your car, problems can happen. The cost of car parts and mechanics normally runs quite high. If you don’t have a pool of money available to cover the costs and get yourself back on the road in the case of a breakdown, contact us for a car repair loan.
Even with the great healthcare system that Australia has, there can still be a lot of out-of-pocket expenses that may arise. Think: a deductible for a chiropractor, medications or an ambulance. If you need medical attention and don’t have enough money available, then we can help. Learn more about our loans for medical expenses.
A bond is a huge cost – it’s usually in the thousands of dollars – and can be a frustrating expense on top of all the other expenses moving house costs. Rather than paying it in a lump sum, you could contact us for a small cash loan to cover the rental bond and pay a small amount out of your weekly pay packet at a rate you are more comfortable with. Learn more about our loans for rental bonds.
Furniture or white goods
If you’ve ever looked up rental white goods and furniture you’ll know that they are both extremely expensive. If you can’t afford these things upfront, rather than renting the goods and essentially throwing the money away, you can take a loan with us and own the furniture and white goods. Learn more about our furniture loans.
Unexpected emergencies can arise at any time and you may not have the cash to cover them. At City Finance we understand the urgency of unexpected costs. So, we specialise in getting cash to our customers as quickly as possible so that they can take care of any emergency costs they require. Learn more about our emergency loans.
For most people, their pet is a member of their family. So when he or she gets sick, it’s imperative that they’re taken to the vet to sort out the problem. Vet bills can be very costly and need to be paid before your pet’s condition deteriorates. If you don’t have the money on hand we can sort out a quick, small cash loan for you and your pet. Learn more about our loans for vet bills.
Home renovations can add significant value to your house, but how can you add the value if you don’t have the money for home renos in the first place? Easy! Contact us for a loan and get your tools ready to go. Learn more about our home renovation loans.
Thanks to a certain pandemic, our travel options are limited at the moment. However, we’re still allowed to travel locally (sometimes!). If you need a break and are dying for a holiday but don’t have enough savings then we can help. Learn more about our travel loans.
Smashed your front tooth? Painful root canal? Wisdom teeth coming through? An appointment at the dentist certainly costs a pretty penny, a situation that you may not have enough money on hand. Contact us for a loan and we’ll get you smiling again.