For individuals and families with modest incomes who need a vehicle for a necessity, we provide no-interest car loans.
No Interest Loans for the purchase of a necessary vehicle, such as a car, motorbike, boat, scooter, or mobility scooter, are available for $2000 to $5000. Repay only the amount you borrowed.
Zero fees. No interest.
Am I eligible?
Note: NILs for Vehicles requires a credit check
You are eligible if:
- Have a Heath Care Card / Pension Card OR
- Earn less than $70,000 gross annual income as a single or $100,000 gross annual income as a couple or person with dependents OR
- Have experienced family or domestic violence in the last 10 years
- You can show that you have the capacity to repay the loan
How do I apply?
ACT / NSW
Baptist Care ACT/NSW
(02) 4032 5230
nilsenquiry@baptistcare.org.au
Mary MacKillop Today – Bathurst, Cowra, Lithgow, Orange, Young
(02) 6331 2010
Nils4cars@mmtloans.org.au
Northern Rivers Community Gateway
(02) 6621 7397
nrnils@nrcg.org.au
Victoria
Bendigo Family & Financial Services
(03) 5441 5277
NILS4CARS@bffs.org.au
Good Money – Collingwood
1300 770 550
collingwood@goodmoney.com.au
Good Money – Dandenong
1300 770 550
dandenong@goodmoney.com.au
Good Money – Geelong
1300 770 550
geelong@goodmoney.com.au
South East Community Links – Dandenong
(03) 9791 8344
Microfinance@secl.org.au
South East Community Links – Springvale
(03) 9546 5255
Microfinance@secl.org.au
Good Money – Morwell
1300 770 550
morwell@goodmoney.com.au
Uniting
1800 002 992
nilsnortheast@vt.uniting.org
Queensland
Logan East Community Neighborhood Association
(07) 3808 4529
Nils4vehicles@lecna.org.au
Good Money – Cairns
1300 770 550
cairns@goodmoney.com.au
Good Money – Southport
1300 770 550
southport@goodmoney.com.au
St Vincent de Paul Society QLD
1800 846 643 (Option 4)
loans@svdpqld.org.au
South Australia
Good Money – Salisbury
1300 770 550
salisbury@goodmoney.com.au
UnitingCare Wesley Bowden
(08) 8245 7177
nils-team@ucwb.org.au
Northern Territory
Anglicare NT
(08) 8946 4800
Nils4vehicles@anglicare-nt.org.au
Western Australia
Anglicare WA
(08) 9263 2199
Nils4cars@anglicarewa.org.au
Tasmania
NILs Network of Tasmania
1300 301 650