It depends on the bank that u wana transact with,the service differ from bank to bank!!!...
yes you can use paypal account in ghana, you can either use ip address of one the countries paypal accepted for more details visit http://www.vccghana.com/paypal
its simple to create a verified paypal account
First, visit http://goo.gl/mgy8vP and open a free account now fund it with minimum of 5$ and use the fund in the site to create the virtual credit cards instant you can also apply for atm card you can use in any atm machine worldwide.
you can also watch video on how to create virtual credit cards from paypal verification in Ghana below
visit this link to get 2 other websites you can use to create virtual credit cards http://ghtutor.com/how-to-create-virtual-credit-cards-for-paypal-verification
its very easy to create a paypal account now in Ghana you don't have to pay anybody to do it for you all you need to do is to visit this link http://pauljumbo.com/create-verified-paypal-account-ghana and get access to 5 websites you can use to create virtual credit cards for PayPal verification.
watch video on how to create virtual credit cards for paypal verification here https://www.youtube.com/watch?v=XimxF9VmyhY
Working Ghana Paypal Account Creation
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