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Universal Banking is a banking system that basically provides commercial and investment banking services as well as other financial products. In Ghana, there are 28 universal banks which are:

Access Bank Ghana - Acquired Intercontinental Bank Ghana Limited
Agricultural Development Bank of Ghana
Bank of Africa (Ghana) - Acquired AmalBank in 2011.
Bank of Baroda
Barclays Bank
Banque Sahélo-Saharienne pour l'Investissement et le Commerce
CAL Bank
Ecobank Ghana - Acquired The Trust Bank
Energy Bank[5]
Fidelity Bank Ghana Limited
First Atlantic Merchant Bank Ghana (FAMBG)
First International Capital Bank
Ghana Commercial Bank
Guaranty Trust Bank (Ghana)
HFC Bank
International Commercial Bank
Merchant Bank Ghana Limited (MBG)
National Investment Bank
Prudential Bank Limited
Société Générale - Social Security Bank (SG-SSB)
Stanbic Bank
Standard Chartered Bank
The Royal Bank
UniBank
United Bank for Africa
UT Bank
Zenith Bank
First Allied Bank

http://www.ghanabusinessnews.com/pdf/List of banks in Ghana - June 2009.pdf
http://en.wikipedia.org/wiki/Universal_bank
http://www.investopedia.com/terms/u/universalbanking.asp

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Universal Banking is a banking system that basically provides commercial and investment banking services as well as other financial products. In Ghana, there are 28 universal banks which are:

Access Bank Ghana - Acquired Intercontinental Bank Ghana Limited
Agricultural Development Bank of Ghana
Bank of Africa (Ghana) - Acquired AmalBank in 2011.
Bank of Baroda
Barclays Bank
Banque Sahélo-Saharienne pour l'Investissement et le Commerce
CAL Bank
Ecobank Ghana - Acquired The Trust Bank
Energy Bank[5]
Fidelity Bank Ghana Limited
First Atlantic Merchant Bank Ghana (FAMBG)
First International Capital Bank
Ghana Commercial Bank
Guaranty Trust Bank (Ghana)
HFC Bank
International Commercial Bank
Merchant Bank Ghana Limited (MBG)
National Investment Bank
Prudential Bank Limited
Société Générale - Social Security Bank (SG-SSB)
Stanbic Bank
Standard Chartered Bank
The Royal Bank
UniBank
United Bank for Africa
UT Bank
Zenith Bank
First Allied Bank

http://www.ghanabusinessnews.com/pdf/List of banks in Ghana - June 2009.pdf
http://en.wikipedia.org/wiki/Universal_bank
http://www.investopedia.com/terms/u/universalbanking.asp

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