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The first thing you need is a passport. Buy passport forms from any bank in ghana. The normal forms cost 50GHC and the express forms cost 100GHC.The express forms takes two weeks to process. Submit the passport after filling the forms at any of the passport application centers. There are 3 passport application centers in Accra. Once at ridge, One at Accra at the old ministry of foreign affairs etc. Once you submit the forms. You wait till you get the passport and then you visit the embassy of the respective country you want to visit to start your visa application